First Mover: Ethereum Gets Unplanned Stress Test as DeFi Fever Grows

ALSO: Bitcoin stabilizes above $10,000, stabilizing after last week's plunge
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Sept. 11, 2020
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By the CoinDesk Markets Team
Edited by Bradley Keoun
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TODAY:
  • Prices (since 00:00 UTC) : Bitcoin $10,297 (-0.4%) | Ether $367 (-0.2%) 
  • Bitcoin was slightly lower, poised to end the week roughly where it started, holding firm above $10,000. 
  • The Ethereum blockchain's soaring gas prices don't seem to have deterred customers, as DeFi usage grows and tests what the market can bear.  
  • Bitcoin Watch: CoinDesk's Omkar Godbole sees "evidence of dip demand."
  • What's Hot: Ether balances on exchanges fall to 7-month low, suggesting traders are using tokens in DeFi; SushiSwap co-founder tells CoinDesk China his partners were in it "to make fast money." 

PRICE POINT

Bitcoin was lower Friday around $10,300, poised to end the week roughly where it started, as prices stabilized following last week's 12% plunge. 

In multiple attempts over several days, the market has failed to break below the psychologically important $10,000 threshold. The price point is "a very central level for bitcoin," Mati Greenspan, founder of the cryptocurrency and foreign-exchange firm Quantum Economics, told clients in an email.   

U.S. stock futures were pointing to a higher open Friday, gold was little changed and the euro was gaining against the dollar in foreign-exchange markets. 

 

MARKET MOVES

First Mover has written in recent weeks about the surprising possibility that cryptocurrency markets might have become the new home for capitalism , in an environment where central banks and governments are intervening deeply in markets while picking corporate winners via emergency aid. 

If anything, the ridiculousness of the recent weeks' saga involving the deliciously named startup protocol SushiSwap shows that not only are market signals alive and well in digital assets, but competition is too. 

While from the outside these markets may seem like a den of rampant speculation, the innovative mania now taking place in the fast-growing arena of decentralized finance , known as DeFi, is providing a test of just how much the 11-year-old digital-asset markets can bear. 

The proving ground for most DeFi projects is Ethereum, the second-biggest blockchain, preferred by many developers for its facilitation of "programmable money" through "smart contracts" 
bits of programming that stipulate conditions under which transactions occur, as well as any outputs.

The ultimate goal of these DeFi systems is to automate the functions of banks and other financial firms, making them less expensive, more efficient and maybe even fairer in their allocation of capital. Put another way, entrepreneurs are trying to make a buck by building things they hope people will use. 

DeFi applications have jammed up the Ethereum blockchain with congestion, roughly quadrupling median transaction fees, known as "gas," since the start of the year. But as the research firm Dapp Radar points out in a new report, the network's usage has continued to increase


Ethereum monthly transaction volumes, USD. (CoinMetrics) 

Gambling applications appear to be getting crowded out, but activity has swelled on decentralized lending platforms like Aave and automated, network-based trading systems like Uniswap and Curve. Total transaction volumes reached nearly $25 billion in August, from less than $5 billion a month earlier in the year. 

"High Ethereum gas prices have not affected the DeFi ecosystem yet," the publication wrote in its "Dapp Ecosystem Report" for August. 

Nor have the elevated transaction fees sowed many doubts in the minds of investors. While prices for ether, the native token of the Ethereum blockchain, have retreated in recent weeks, they've still nearly tripled since the start of the year, to about $367. 

John Todaro, director of institutional research for the cryptocurrency-analysis firm TradeBlock, estimated this week in a report that daily fees collected on the Ethereum network have climbed to an average $5 million a day — implying an annual run rate of about $1.5 billion.

"Users have flocked to trading DeFi tokens as they have become the hottest new sector in the space," Todaro wrote. 

Shiv Malik, co-founder of the Intergenerational Foundation think tank, wrote Thursday in an op-ed for CoinDesk that a lot of the DeFi activity might just be "token speculation" and "manufactured out of nothing," with "no actual coffee under all that froth."  

But based on the recent data, the market appears to be working. And customers are apparently willing to pay. 


Ether median transaction fees (in green, right-hand scale), with ether price (in red, left-hand scale), both in USD. (Coin Metrics) 
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BITCOIN WATCH


Bitcoin daily price chart. (TradingView)

Bitcoin remains trapped in a narrow range of $10,000 to $10,500 for the seventh straight day with both bulls and bears unwilling to lead the price action.

  • Eventually, however, the range play is likely to end with a bullish breakout as the on-chain metrics continue to improve.
  • The cryptocurrency's hash rate rose to record highs above 140 exahashes per second earlier this week.
  • In addition, there is evidence of dip demand, particularly from small investors.
  • The number of "wholecoiners" or addresses holding at least 1 BTC have risen to a new life time high of 823,000 this week, according to data source Glassnode.
  • A move above $10,500 would imply an end of the pullback from the August high of $12,476 and signal a revival of the broader uptrend.
  • "Moving forward, should price stabilize above $10,500, which coincides with the 0.618 fib, a bullish continuation can be expected," according to analysts at Stack, a provider of cryptocurrency trackers and index funds.
Read More: Bitcoin Holds Firm Above $10K But Strong Bounce Proves Elusive
 
– Omkar Godbole
 

TOKEN WATCH

Ethereum (ETH): Ether balances on exchanges have fallen to a seven-month low on centralized exchanges , potentially suggesting traders are using their tokens to make money from DeFi applications such as yield farming.   

SushiSwap (SUSHI): Co-founder of "vampire" protocol tells CoinDesk China his partners on project were "thinking about how to make fast money." 

 

How to Value Bitcoin: On-Chain Transactions

In this 30-minute webinar of our four-part How to Value Bitcoin series, we look at on-chain transactions, a concept that sounds familiar but involves novelties and complexities that are critical to understanding how bitcoin works.

On Sept. 15 at 10:30 a.m. ET, Glassnode CTO Rafael Schulze-Kraft and CoinDesk Research will walk through the structure of a Bitcoin transaction and how transaction data determines velocity, transaction count and value transferred. Register to join How to Value Bitcoin: On-Chain Transactions.

WHAT'S HOT

Euro will be overtaken by China's digital yuan if Europe has no central-bank digital currency by 2025 (dGen)

Mastercard releases "virtual testing environment" to help central banks simulate distribution and use of digital currencies (CoinDesk)  

Huobi exchange now offering "savings product" paying annualized yield of 3.5% on bitcoin deposits (CoinDesk)

Argo, publicly traded blockchain firm, takes profit hit as costs rise faster than crypto-mining revenue (CoinDesk)


ECB President: Europe has fallen behind in the digital payments game (CoinDesk)

ANALOGS
The latest on the economy and traditional finance

Former Fed Chair Greenspan says U.S. government's budget deficit is "getting out of hand" (CNBC)

U.S. labor-market recovery stalls as weekly jobless claims at 884K exceed economists' estimate of 850K (CNBC)


With Century 21 closing, New Yorkers are wondering which businesses are next (Wall Street Journal)

Fear and frustration: Europe's wealthy keep wallets closed (Reuters)

The Taliban loves China's money, but can it forget its Muslim gulags? (Nikkei Asian Review)

Japan August exports set for another double-digit fall, core CPI to drop, poll shows (Reuters)

Monthly Review: August 2020

CoinDesk Research's latest Monthly Review features 15 charts that highlight bitcoin’s performance relative to macro assets, its relationship to the dollar and other fiat currencies, and Ethereum’s growing congestion problem. Download the report.

TWEET OF THE DAY


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Disclaimer: The information presented in this message is intended as a news item that provides a brief summary of various events and developments that affect, or that might in the future affect, the value of one or more of the cryptocurrencies described above. The information contained in this message, and any information liked through the items contained herein, is not intended to provide sufficient information to form the basis for an investment decision. The information presented herein is accurate only as of its date, and it was not prepared by a research analyst or other investment professional. You should seek additional information regarding the merits and risks of investing in any cryptocurrency before deciding to purchase or sell any such instruments.
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